Senior Commercial Finance Consultant and former Banking Executive with 18 years of expertise in debt structuring. Expert in credit facilities, interest rate hedging, and securing liquidity during credit crunches.
Eleanor Vance brings nearly 20 years of banking and corporate finance experience to the table, having served as a Senior Vice President of Commercial Lending at a major international bank. Her career is built on structuring complex debt instruments, from revolving credit facilities to commercial mortgage-backed securities (CMBS). Eleanor is an expert in navigating the nuances of lender covenants, debt service coverage ratios (DSCR), and the risks associated with variable rate exposure. She provides actionable advice on how to secure financing in tightening credit markets and how to use interest rate swaps to hedge against volatility. Her writing demystifies the banking process for borrowers, explaining how to prepare loan packages that get approved quickly and how to negotiate terms that prevent technical defaults. Eleanor's guidance is essential for CFOs and treasurers managing liquidity and leverage in a high-interest environment.